DSP ELSS Tax Saver Fund vs HDFC ELSS - Tax Saver Fund
Over the last 3 years, DSP ELSS Tax Saver Fund returned 14.9% a year against 14.3% for HDFC ELSS - Tax Saver Fund (Direct plans). DSP ELSS Tax Saver Fund costs less (0.89% a year, Direct). They hold 19 stocks in common; the portfolio overlap is 49%. Data as of 5 Nov 2026.
| DSP ELSS Tax Saver Fund | HDFC ELSS - Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | DSP Mutual Fund | HDFC Mutual Fund |
| Benchmark (TRI) | Nifty 500 | Nifty 500 |
| Age | 13.8 years | 13.8 years |
| AUM | ₹16,505 cr | ₹15,818 cr |
| Direct plan | ||
| Rating | A | A+ |
| Expense ratio | 0.89% | 1.20% |
| 1Y return | -0.9% | -3.8% |
| 3Y return (a year) | 14.9% | 14.3% |
| 5Y return (a year) | 11.9% | 13.9% |
| 3Y vs index | +2.9% | +2.3% |
| Regular plan | ||
| Rating | A | A+ |
| Expense ratio | 1.78% | 1.76% |
| 1Y return | -1.8% | -4.3% |
| 3Y return (a year) | 13.8% | 13.7% |
| 5Y return (a year) | 10.8% | 13.2% |
| 3Y vs index | +1.8% | +1.6% |
| Risk and portfolio | ||
| Volatility, 3Y | 14.1% | 13.0% |
| Max fall, 5Y | -16.9% | -14.8% |
| Down capture, 3Y | 94 | 75 |
| Stocks held | 58 | 61 |
| Top 10 holdings | 49% | 51% |
Common questions
DSP ELSS Tax Saver Fund or HDFC ELSS - Tax Saver Fund: which has done better?
Over the last 3 years, DSP ELSS Tax Saver Fund returned 14.9% a year against 14.3% for HDFC ELSS - Tax Saver Fund (Direct plans).
How much do DSP ELSS Tax Saver Fund and HDFC ELSS - Tax Saver Fund overlap?
They hold 19 stocks in common; the portfolio overlap is 49%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.