Indian mutual funds in numbers
Facts worked out from our own data every weekday: what SIPs have earned, how many funds beat their index, and what costs add up to. Last updated 5 Nov 2026.
₹23.5 lakh
₹10,000 a month for 10 years in flexi cap fundsA ₹10,000 monthly SIP started in November 2016 in the middle-ranked of the 19 flexi cap funds with a 10-year record (Regular plans) is worth about ₹23.5 lakh to…₹21.7 lakh
₹10,000 a month for 10 years in large cap fundsA ₹10,000 monthly SIP started in November 2016 in the middle-ranked of the 22 large cap funds with a 10-year record (Regular plans) is worth about ₹21.7 lakh to…₹27.5 lakh
₹10,000 a month for 10 years in mid cap fundsA ₹10,000 monthly SIP started in November 2016 in the middle-ranked of the 17 mid cap funds with a 10-year record (Regular plans) is worth about ₹27.5 lakh toda…₹28.2 lakh
₹10,000 a month for 10 years in small cap fundsA ₹10,000 monthly SIP started in November 2016 in the middle-ranked of the 12 small cap funds with a 10-year record (Regular plans) is worth about ₹28.2 lakh to…98%
Held for 3 years, large cap funds made money 98% of the timeAcross 21 large cap funds with 10 or more years of history (Regular plans), the middle fund ended 98% of all its 3-year holding periods with a gain, and 82% wit…96%
Held for 3 years, flexi cap funds made money 96% of the timeAcross 16 flexi cap funds with 10 or more years of history (Regular plans), the middle fund ended 96% of all its 3-year holding periods with a gain, and 85% wit…94%
Held for 3 years, mid cap funds made money 94% of the timeAcross 16 mid cap funds with 10 or more years of history (Regular plans), the middle fund ended 94% of all its 3-year holding periods with a gain, and 79% with …93%
Held for 3 years, small cap funds made money 93% of the timeAcross 10 small cap funds with 10 or more years of history (Regular plans), the middle fund ended 93% of all its 3-year holding periods with a gain, and 79% wit…97%
Held for 3 years, ELSS funds made money 97% of the timeAcross 20 ELSS funds with 10 or more years of history (Regular plans), the middle fund ended 97% of all its 3-year holding periods with a gain, and 83% with mor…31 of 32
Large Cap: SIPs started at the Nov 2025 high are back in profitIn 31 of 32 large cap funds (Regular plans), a monthly SIP started in November 2025, when the Nifty 50 last peaked, is already worth more than the money put in,…30 of 31
Small Cap: SIPs started at the Nov 2025 high are back in profitIn 30 of 31 small cap funds (Regular plans), a monthly SIP started in November 2025, when the Nifty 50 last peaked, is already worth more than the money put in,…29 of 30
Mid Cap: SIPs started at the Nov 2025 high are back in profitIn 29 of 30 mid cap funds (Regular plans), a monthly SIP started in November 2025, when the Nifty 50 last peaked, is already worth more than the money put in, a…38 of 41
Flexi Cap: SIPs started at the Nov 2025 high are back in profitIn 38 of 41 flexi cap funds (Regular plans), a monthly SIP started in November 2025, when the Nifty 50 last peaked, is already worth more than the money put in,…14 of 23
Where active funds beat their indexOver the last 3 years, 14 of 23 multi cap funds (Regular plans) beat their index (TRI), the highest share among the main categories. It varies a lot: in large c…