97%
Held for 3 years, ELSS funds made money 97% of the time
Aeterna Wealth · worked out from AMFI NAVs and NSE total-return indices · data as of 5 Nov 2026
Across 20 ELSS funds with 10 or more years of history (Regular plans), the middle fund ended 97% of all its 3-year holding periods with a gain, and 83% with more than 7% a year, roughly a fixed-deposit rate. That counts every weekly start date back to 2006, through the 2008 and 2020 crashes. Its worst 3-year stretch was -7.5% a year.
Recomputed every weekday from public data. Describes what has happened, not what will; not a recommendation to buy or sell any fund.