Wealth built to last, chosen with numbers.
Mutual funds, PMS, AIFs, bonds and unlisted shares, chosen and reviewed by a team of chartered accountants, advocates and wealth professionals. We measure every equity fund in India against its index, every weekday, so each fund you hold has to earn its place.
Each dot is a fund (Regular plan): its 3-year return a year above or below the index. Hover to see which, click to open.Tap a dot to open the fund.
Same category, same three years, lakhs apart
Regular plans with a 3-year record, strongest and weakest 3-year return in each category, to the latest NAV. Past returns, not a forecast.
Mutual funds, PMS, AIFs, bonds and unlisted shares, reviewed together for overlap, cost and risk, wherever they are held.
Chartered accountants and advocates on the team plan what to sell and when, so gains use the ₹1.25 lakh yearly exemption and losses are not wasted.
Every fund is measured against its total-return index and its peers. When one you hold falls behind, it comes up in your review.
Commission on Regular plans, fees on PMS and AIFs. We tell you what we earn on a product before you invest.
- A first conversationYour goals, what you already hold and your tax position. No forms to fill first.
- A review of everything you ownOverlap, cost, tax and gaps across funds, bonds and other holdings, wherever they are held.
- A plan you can followWhat to keep, change or add, and why. Reviewed with you every year, or sooner when something changes.
One team for everything you invest in
Mutual funds are our largest practice. Alongside them we bring in the products that fit as wealth grows, and look at it all together: what you hold, what it costs, how it's taxed and what's missing.
Calculators
What the data says right now
Three questions every investor should ask
How has this fund really done?
Returns over 6 months to 5 years against its index, its rank in the category, and how it held up in falls.
Browse by category →Do my funds own the same stocks?
Put up to four funds side by side. See costs, risk and how much of each portfolio they share.
Compare funds →What range of outcomes is realistic?
Every 3-year holding period in a fund's history: the typical result, the bad case and the good case.
See an example →Measured against the category's own index, then against peers
A fund is compared only with funds in its SEBI category and plan type, using the total-return version of the category's benchmark. Each measure becomes a percentile among peers, and the weighted result sets the tier.
Last year's top-rated funds rarely stayed on top
We rebuilt our ratings at 13 dates from 2019 to 2025 using only data available at the time, then checked what happened next. Top-rated funds beat their index over the following three years less often than the average fund. Rankings by trailing returns did no better.
So a rating is where the work starts, not where it ends. We choose on cost, overlap, mandate, fit with your other holdings and tax, and review the choice every year. Our tiers describe a fund's track record; they are not forecasts.
Read the method and full backtest →Regular plans, 9 rating dates Jun 2019–Jun 2023, 2,257 fund-date observations, closed funds included.
Strongest track records by category
Top three Regular plans by track-record score. Not a recommendation to buy; past performance does not guarantee future returns.
Bring us the whole picture
Families, professionals and business owners come to us with a mix of funds, policies, shares and plans built up over years. We start by putting it in one view, then help you decide what to keep, what to change and what to add.
Equity and index funds
Compare funds and portfolio overlap
Add up to four funds, from any category. Overlap shows how much of each portfolio is the same stocks, from the latest monthly disclosures.