A wealth partner that shows its working

Aeterna was founded by a Chartered Accountant and a practising advocate. That mix shapes how we work: tax and paperwork are part of investing, not an afterthought.

Good active funds can earn their place in a portfolio, and the way to find them is to measure every fund against the index it is meant to beat and against the funds it competes with, after all its costs. We build that measurement ourselves, publish it on this site for anyone to use, and use the same numbers with our clients.

A rating describes a fund's record. It is not a forecast, so we pair it with a simple discipline: new money goes to the strongest funds in each category, and a fund is reviewed, not dropped in a panic, when its record slips.

1. Start with the plan: goals, time frames and how much risk you can sit through, before any fund is named.
2. Choose with the numbers: each category in your plan is filled from the funds with the strongest records, one fund house per fund so no single house dominates.
3. Review twice a month: ratings are revised on the 11th and 16th, after fund houses publish their portfolios. We tell you when something you hold needs a look, and why.
4. Mind the tax: switches are timed around exit loads, the one-year mark and the yearly ₹1.25 lakh tax-free limit on long-term gains.

We do not sell ULIPs.

As a mutual fund distributor, we earn commission from fund houses on Regular plans. It is included in the plan's expense ratio and shown on your account statement; you pay us no separate fee.

Our disclosures · How our ratings work

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Phone and WhatsApp: +91-85959-93600 · Email: [email protected]

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