HDFC Flexi Cap Fund vs UTI - Flexi Cap Fund.
Over the last 3 years, HDFC Flexi Cap Fund returned 17.9% a year against 10.3% for UTI - Flexi Cap Fund. (Direct plans). HDFC Flexi Cap Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 0%. In falling months, HDFC Flexi Cap Fund fell less: 66% of the index's fall, against 98%. They hold 15 stocks in common; the portfolio overlap is 31%. Data as of 12 Nov 2026.
| HDFC Flexi Cap Fund | UTI - Flexi Cap Fund. | |
|---|---|---|
| Category | Flexi Cap | Flexi Cap |
| Fund house | HDFC Mutual Fund | UTI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹1,10,438 cr | ₹22,395 cr |
| Direct plan | ||
| Rating | B | B |
| Expense ratio | 0.74% | 1.15% |
| 1Y return | 5.0% | 2.5% |
| 3Y return (a year) | 17.9% | 10.3% |
| 5Y return (a year) | 16.8% | 4.6% |
| 3Y vs index | +5.7% | -1.9% |
| Rating score, rank | 55 · #17 of 36 | 46 · #24 of 36 |
| Regular plan | ||
| Rating | B | B |
| Expense ratio | 1.34% | 1.68% |
| 1Y return | 4.3% | 1.9% |
| 3Y return (a year) | 17.1% | 9.6% |
| 5Y return (a year) | 16.0% | 3.9% |
| 3Y vs index | +4.9% | -2.6% |
| Rating score, rank | 57 · #13 of 36 | 46 · #24 of 36 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | 0% |
| Deepest fall, 3Y | -13.3% | -20.1% |
| Volatility, 3Y | 12.7% | 13.8% |
| Max fall, 5Y | -13.3% | -25.6% |
| Down capture, 3Y | 66 | 98 |
| Stocks held | 79 | 53 |
| Top 10 holdings | 44% | 44% |
| Large / mid / small caps | 70 / 15 / 10% | 58 / 26 / 12% |
| Largest sector | Banks | Retailing |
Common questions
HDFC Flexi Cap Fund or UTI - Flexi Cap Fund.: which is better?
On our track-record ratings (Direct plans), HDFC Flexi Cap Fund is rated B and UTI - Flexi Cap Fund. is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
HDFC Flexi Cap Fund or UTI - Flexi Cap Fund.: which has done better?
Over the last 3 years, HDFC Flexi Cap Fund returned 17.9% a year against 10.3% for UTI - Flexi Cap Fund. (Direct plans).
How much do HDFC Flexi Cap Fund and UTI - Flexi Cap Fund. overlap?
They hold 15 stocks in common; the portfolio overlap is 31%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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