Kotak Flexi Cap Fund vs SBI Flexicap Fund
Over the last 3 years, Kotak Flexi Cap Fund returned 13.6% a year against 10.3% for SBI Flexicap Fund (Direct plans). Kotak Flexi Cap Fund was the more consistent: ahead of its index in 72% of rolling 3-year periods, against 0%. In falling months, SBI Flexicap Fund fell less: 85% of the index's fall, against 90%. SBI Flexicap Fund leans more to smaller companies (14% in small caps against 3%), so expect bigger swings both ways. They hold 18 stocks in common; the portfolio overlap is 35%. Data as of 12 Nov 2026.
| Kotak Flexi Cap Fund | SBI Flexicap Fund | |
|---|---|---|
| Category | Flexi Cap | Flexi Cap |
| Fund house | Kotak Mahindra Mutual Fund | SBI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.8 years |
| AUM on 30 Oct 2026 | ₹52,621 cr | ₹21,636 cr |
| Direct plan | ||
| Rating | C | C |
| Expense ratio | 0.66% | 1.25% |
| 1Y return | 1.1% | 0.5% |
| 3Y return (a year) | 13.6% | 10.3% |
| 5Y return (a year) | 10.9% | 8.1% |
| 3Y vs index | +1.3% | -1.9% |
| Rating score, rank | 36 · #28 of 36 | 26 · #32 of 36 |
| Regular plan | ||
| Rating | B | C |
| Expense ratio | 1.48% | 2.03% |
| 1Y return | 0.3% | -0.4% |
| 3Y return (a year) | 12.6% | 9.4% |
| 5Y return (a year) | 9.9% | 7.1% |
| 3Y vs index | +0.4% | -2.8% |
| Rating score, rank | 38 · #26 of 36 | 26 · #31 of 36 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 72% | 0% |
| Deepest fall, 3Y | -16.3% | -16.0% |
| Volatility, 3Y | 14.3% | 12.8% |
| Max fall, 5Y | -17.8% | -16.4% |
| Down capture, 3Y | 90 | 85 |
| Stocks held | 55 | 61 |
| Top 10 holdings | 42% | 36% |
| Large / mid / small caps | 70 / 25 / 3% | 62 / 19 / 14% |
| Largest sector | Banks | Banks |
Common questions
Kotak Flexi Cap Fund or SBI Flexicap Fund: which is better?
On our track-record ratings (Direct plans), Kotak Flexi Cap Fund is rated C and SBI Flexicap Fund is rated C, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Kotak Flexi Cap Fund or SBI Flexicap Fund: which has done better?
Over the last 3 years, Kotak Flexi Cap Fund returned 13.6% a year against 10.3% for SBI Flexicap Fund (Direct plans).
How much do Kotak Flexi Cap Fund and SBI Flexicap Fund overlap?
They hold 18 stocks in common; the portfolio overlap is 35%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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