Navi Nifty 50 Index Fund vs UTI Nifty 50 Index Fund
Over the last 3 years, Navi Nifty 50 Index Fund returned 9.5% a year against 9.5% for UTI Nifty 50 Index Fund (Direct plans). Navi Nifty 50 Index Fund costs less (0.10% a year, Direct). Data as of 5 Nov 2026.
| Navi Nifty 50 Index Fund | UTI Nifty 50 Index Fund | |
|---|---|---|
| Category | Index Fund | Index Fund |
| Fund house | Navi Mutual Fund | UTI Mutual Fund |
| Benchmark (TRI) | Nifty 50 | Nifty 50 |
| Age | 5.3 years | 13.8 years |
| AUM | ₹4,095 cr | ₹29,285 cr |
| Direct plan | ||
| Rating | A+ | B |
| Expense ratio | 0.10% | 0.25% |
| 1Y return | -3.2% | -3.3% |
| 3Y return (a year) | 9.5% | 9.5% |
| 5Y return (a year) | 7.6% | 7.6% |
| 3Y vs index | -0.2% | -0.2% |
| Regular plan | ||
| Rating | A+ | A+ |
| Expense ratio | 0.34% | 0.37% |
| 1Y return | -3.5% | -3.4% |
| 3Y return (a year) | 9.3% | 9.3% |
| 5Y return (a year) | 7.4% | 7.5% |
| 3Y vs index | -0.4% | -0.4% |
| Risk and portfolio | ||
| Volatility, 3Y | – | – |
| Max fall, 5Y | – | – |
| Down capture, 3Y | – | – |
| Stocks held | – | 50 |
| Top 10 holdings | –% | 52% |
Common questions
Navi Nifty 50 Index Fund or UTI Nifty 50 Index Fund: which has done better?
Over the last 3 years, Navi Nifty 50 Index Fund returned 9.5% a year against 9.5% for UTI Nifty 50 Index Fund (Direct plans).
How much do Navi Nifty 50 Index Fund and UTI Nifty 50 Index Fund overlap?
Holdings for one of these schemes are not available yet.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.