HDFC Credit Risk Fund (Direct)
HDFC Mutual Fund · benchmark: the median Credit Risk fund · 12.6 years old · AMFI code 128051
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
C (bottom 30%), score 37.9 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 3.7% | 3.4% | +0.3% | 8 / 12 |
| 1 year | 6.7% | 6.3% | +0.4% | 8 / 12 |
| 3 years (a year) | 8.2% | 7.7% | +0.4% | 11 / 12 |
| 5 years (a year) | 7.1% | 6.9% | +0.3% | 9 / 11 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of HDFC Credit Risk Fund (Direct plan)?
₹28.54 on 6 Nov 2026 (Growth option).
What is the expense ratio of HDFC Credit Risk Fund (Direct)?
1.01% a year; the Regular plan's is 1.51%.
What return has HDFC Credit Risk Fund given over 3 years?
8.2% a year (Direct plan) over the 3 years to 6 Nov 2026, against 7.7% for the median Credit Risk fund.
How is HDFC Credit Risk Fund rated?
C: 11 of 12 Direct plans in Credit Risk, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from HDFC Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.