UTI - Credit Risk Fund. (Regular)
UTI Mutual Fund · benchmark: the median Credit Risk fund · 13.9 years old · AMFI code 117981
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
A (top 30%), score 62.5 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.6% | 3.0% | -0.4% | 9 / 12 |
| 1 year | 5.1% | 5.5% | -0.4% | 9 / 12 |
| 3 years (a year) | 6.9% | 6.9% | +0.0% | 10 / 12 |
| 5 years (a year) | 6.1% | 6.0% | +0.1% | 9 / 11 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of UTI - Credit Risk Fund. (Regular plan)?
₹18.39 on 6 Nov 2026 (Growth option).
What is the expense ratio of UTI - Credit Risk Fund. (Regular)?
1.43% a year; the Direct plan's is 0.76%.
What return has UTI - Credit Risk Fund. given over 3 years?
6.9% a year (Regular plan) over the 3 years to 6 Nov 2026, against 6.9% for the median Credit Risk fund.
How is UTI - Credit Risk Fund. rated?
A: 2 of 12 Regular plans in Credit Risk, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.