DSP Dynamic Term Fund (Direct)
DSP Mutual Fund · benchmark: the median Dynamic Term fund · 13.8 years old · AMFI code 119239
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
C (bottom 30%), score 29.3 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 1.3% | 2.5% | -1.2% | 20 / 22 |
| 1 year | 1.6% | 3.9% | -2.2% | 19 / 22 |
| 3 years (a year) | 6.0% | 6.8% | -0.9% | 18 / 22 |
| 5 years (a year) | 5.5% | 6.0% | -0.5% | 16 / 20 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of DSP Dynamic Term Fund (Direct plan)?
₹3,667.85 on 6 Nov 2026 (Growth option).
What is the expense ratio of DSP Dynamic Term Fund (Direct)?
0.54% a year; the Regular plan's is 1.14%.
What return has DSP Dynamic Term Fund given over 3 years?
6.0% a year (Direct plan) over the 3 years to 6 Nov 2026, against 6.8% for the median Dynamic Term fund.
How is DSP Dynamic Term Fund rated?
C: 19 of 22 Direct plans in Dynamic Term, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from DSP Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.