Top-rated focused funds: November 2026

The 4 focused schemes rated A+ or A on their track record this month, out of 27 rated Regular plans: why each one rates well, what changed since last month, and how much they overlap. Data as of 11 Nov 2026.

Each fund is compared only with other focused funds of the same plan type: return over the Nifty 500 total-return index, how consistently it was earned, risk, cost and portfolio. How the ratings work.

1. Motilal Oswal Focused Fund

Motilal Oswal Mutual Fund · AUM ₹1,841 cr · 13.5 years

Regular A+ · #1 of 27 · expense ratio 2.65% · Direct A+ · #1 of 27 · expense ratio 1.55%

Returned 14.2% a year over 3 years (Regular plan), +1.9% a year against the Nifty 500 total-return index; the median fund: +0.4%.
Ahead of the Nifty 500 total-return index in 9% of rolling 3-year periods (median fund: 47%).
In falling months it fell 103% as much as the index (median fund: 95%).
Its deepest fall in the last 3 years was 31.6% (median fund: 18.4%).
Holds 29 stocks; the top 10 are 38% of the portfolio, the largest sector Banks (14%).

2. Invesco India Focused Fund

Invesco Mutual Fund · AUM ₹6,484 cr · 6.1 years

Regular A+ · #2 of 27 · expense ratio 1.92% · Direct A+ · #2 of 27 · expense ratio 0.67%

Returned 21.0% a year over 3 years (Regular plan), +8.7% a year against the Nifty 500 total-return index; the median fund: +0.4%.
Ahead of the Nifty 500 total-return index in 97% of rolling 3-year periods (median fund: 47%).
In falling months it fell 87% as much as the index (median fund: 95%).
Its deepest fall in the last 3 years was 23.0% (median fund: 18.4%).
Holds 27 stocks; the top 10 are 54% of the portfolio, the largest sector Banks (14%).

3. Quant Focused Fund

quant Mutual Fund · AUM ₹819 cr · 13.8 years

Regular A+ · #3 of 27 · expense ratio 3.14% · Direct A+ · #3 of 27 · expense ratio 1.86%

Returned 12.5% a year over 3 years (Regular plan), +0.1% a year against the Nifty 500 total-return index; the median fund: +0.4%.
Ahead of the Nifty 500 total-return index in 62% of rolling 3-year periods (median fund: 47%).
In falling months it fell 119% as much as the index (median fund: 95%).
Its deepest fall in the last 3 years was 25.7% (median fund: 18.4%).
Holds 14 stocks; the top 10 are 83% of the portfolio, the largest sector Power (23%).

4. SBI Focused Fund (B last month)

SBI Mutual Fund · AUM ₹50,400 cr · 13.9 years

Regular A+ · #4 of 27 · expense ratio 1.55% · Direct A+ · #4 of 27 · expense ratio 0.83%

Returned 16.0% a year over 3 years (Regular plan), +3.6% a year against the Nifty 500 total-return index; the median fund: +0.4%.
Ahead of the Nifty 500 total-return index in 35% of rolling 3-year periods (median fund: 47%).
In falling months it fell 60% as much as the index (median fund: 95%).
Its deepest fall in the last 3 years was 13.0% (median fund: 18.4%).
Holds 27 stocks; the top 10 are 56% of the portfolio, the largest sector Banks (19%).

What changed since last month

Joined the shortlist

SBI Focused Fund: B → A+

Left the shortlist

Regular plans; ratings are revised on the 11th and 16th of each month, after fund houses publish their portfolios. Each fund's page explains its own change.

Holding two of them? Check the overlap

The share of their portfolios two funds hold in common (portfolios of October 2026). Above about half, two funds are close to one bet.

Funds	Overlap
Motilal Oswal Focused Fund + SBI Focused Fund	17%
Motilal Oswal Focused Fund + Invesco India Focused Fund	12%
Invesco India Focused Fund + SBI Focused Fund	10%

Check the overlap of your own funds

Which of these suits you?

That depends on your goal, your other funds and how much overlap you hold. Tell us what you have and we'll look at it with you.

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All 56 focused plans, with every rating · Other categories

Common questions

Which focused funds are rated A+ in November 2026?

Among Regular plans: Motilal Oswal Focused Fund, Invesco India Focused Fund, Quant Focused Fund, SBI Focused Fund. 4 schemes are rated A+ or A in at least one plan. Ratings compare each fund with its own category and plan type, on its record against the Nifty 500 total-return index.

Is the top-rated focused fund the best one to invest in?

Not necessarily. The rating describes the track record so far: return over the index, how consistently it was earned, risk, cost and portfolio. Our own backtest found that top ratings did not reliably predict the next three years. Use the shortlist to avoid weak records, then choose for your goal, the funds you already hold, and how much overlap you can accept.

Direct plan or Regular plan?

The same portfolio. A Direct plan has no distributor commission, so its expense ratio is lower and its return slightly higher. A Regular plan pays a distributor such as us, through the expense ratio, for advice and service. Plans are rated separately: Regular against Regular, Direct against Direct.

How often does this list change?

Returns update every weekday, but ratings change twice a month: on the 11th and the 16th, after fund houses publish their monthly portfolios.

Ratings describe past track records and are not a recommendation to buy or sell, or a forecast. Mutual fund investments are subject to market risks; read the scheme documents before investing.