Gilt 10-Year Constant Maturity funds in India
10 plans (5 Regular, 5 Direct), rated on their track record against the median fund in their category and their peers. Data as of 8 Nov 2026.
Government bonds held near a ten-year duration: a pure interest-rate fund with no credit risk. SEBI requires gilt 10-year constant maturity funds to invest at least 80% in government securities, keeping the portfolio's duration near ten years.
Regular plans (5)
| Fund | Rating | 3Y return | 3Y vs index | Expense ratio | AUM |
|---|---|---|---|---|---|
| ICICI Prudential 10 year Constant Maturity Gilt FundICICI Prudential Mutual Fund · 12.0 yrs | A | 7.0% | +0.5% | 0.45% | ₹1,847 cr |
| Bandhan 10 year Constant Maturity Gilt FundBandhan Mutual Fund · 18.4 yrs | A | 7.3% | +0.8% | 0.48% | ₹282 cr |
| SBI 10 Year Constant Maturity Gilt FundSBI Mutual Fund · 20.6 yrs | B | 6.5% | -0.1% | 0.63% | ₹1,451 cr |
| DSP 10 year Constant Maturity Gilt FundDSP Mutual Fund · 12.1 yrs | B | 5.9% | -0.6% | 0.50% | ₹41 cr |
| UTI 10 year Constant Maturity Gilt FundUTI Mutual Fund · 4.3 yrs | C | 6.3% | -0.3% | 0.77% | ₹102 cr |
Direct plans (5)
| Fund | Rating | 3Y return | 3Y vs index | Expense ratio | AUM |
|---|---|---|---|---|---|
| Bandhan 10 year Constant Maturity Gilt FundBandhan Mutual Fund · 13.8 yrs | A | 7.6% | +0.7% | 0.26% | ₹282 cr |
| ICICI Prudential 10 year Constant Maturity Gilt FundICICI Prudential Mutual Fund · 12.0 yrs | A | 7.2% | +0.3% | 0.29% | ₹1,847 cr |
| UTI 10 year Constant Maturity Gilt FundUTI Mutual Fund · 4.3 yrs | B | 6.8% | -0.1% | 0.33% | ₹102 cr |
| SBI 10 Year Constant Maturity Gilt FundSBI Mutual Fund · 13.8 yrs | B | 6.8% | -0.1% | 0.32% | ₹1,451 cr |
| DSP 10 year Constant Maturity Gilt FundDSP Mutual Fund · 12.1 yrs | C | 6.1% | -0.8% | 0.30% | ₹41 cr |
Common questions
What does a gilt 10-year constant maturity fund invest in?
SEBI requires gilt 10-year constant maturity funds to invest at least 80% in government securities, keeping the portfolio's duration near ten years.
How many gilt 10-year constant maturity funds beat their index over 3 years?
2 of 5 gilt 10-year constant maturity funds (Regular plans with 3 years of history) beat the median fund in their category over the 3 years to 8 Nov 2026.
How are these funds rated?
Each fund is compared only with funds in its category and plan type, on its long-run return over the index, risk-adjusted return, consistency, cost and portfolio. The ratings describe the track record so far; our own backtest found they do not predict future returns.
Ratings describe past track records and are not a recommendation to buy or sell. Read the scheme documents before investing.