Long Term funds in India
22 plans (11 Regular, 11 Direct), rated on their track record against the median fund in their category and their peers. Data as of 8 Nov 2026.
Long bonds: the most sensitive to interest rates. A bet on rates falling as much as a place to hold money. SEBI requires long term funds to keep the portfolio's duration above about seven years.
Regular plans (11)
| Fund | Rating | 3Y return | 3Y vs index | Expense ratio | AUM |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Long Term FundAditya Birla Sun Life Mutual Fund · 4.2 yrs | A+ | 6.1% | +0.1% | 0.98% | ₹86 cr |
| SBI Long Term FundSBI Mutual Fund · 3.9 yrs | B | 5.8% | -0.1% | 0.68% | ₹1,226 cr |
| Nippon India Nivesh Lakshya Long Term FundNippon India Mutual Fund · 8.3 yrs | B | 5.9% | -0.0% | 0.65% | ₹5,621 cr |
| ICICI Prudential Long Term FundICICI Prudential Mutual Fund · 20.6 yrs | B | 6.0% | +0.0% | 0.94% | ₹794 cr |
| HDFC Long Term FundHDFC Mutual Fund · 3.8 yrs | B | 5.8% | -0.2% | 0.62% | ₹2,519 cr |
| UTI Long Term FundUTI Mutual Fund · 3.6 yrs | C | 4.7% | -1.3% | 1.27% | ₹58 cr |
| Axis Long Term FundAxis Mutual Fund · 3.9 yrs | C | 5.5% | -0.5% | 0.77% | ₹150 cr |
| Bandhan Long Term FundBandhan Mutual Fund · 2.6 yrs | – | – | – | 0.69% | ₹41 cr |
| Franklin India Long Term FundFranklin Templeton Mutual Fund · 1.9 yrs | – | – | – | 0.81% | ₹38 cr |
| Kotak Long Term FundKotak Mahindra Mutual Fund · 2.7 yrs | – | – | – | 0.59% | ₹46 cr |
| Mirae Asset Long Term FundMirae Asset Mutual Fund · 1.9 yrs | – | – | – | 0.78% | ₹23 cr |
Direct plans (11)
| Fund | Rating | 3Y return | 3Y vs index | Expense ratio | AUM |
|---|---|---|---|---|---|
| Aditya Birla Sun Life Long Term FundAditya Birla Sun Life Mutual Fund · 4.2 yrs | A+ | 6.8% | +0.3% | 0.43% | ₹86 cr |
| ICICI Prudential Long Term FundICICI Prudential Mutual Fund · 13.8 yrs | A | 6.6% | +0.1% | 0.43% | ₹794 cr |
| SBI Long Term FundSBI Mutual Fund · 3.9 yrs | B | 6.3% | -0.2% | 0.32% | ₹1,226 cr |
| UTI Long Term FundUTI Mutual Fund · 3.6 yrs | B | 5.6% | -0.8% | 0.09% | ₹58 cr |
| Nippon India Nivesh Lakshya Long Term FundNippon India Mutual Fund · 8.3 yrs | B | 6.3% | -0.2% | 0.33% | ₹5,621 cr |
| HDFC Long Term FundHDFC Mutual Fund · 3.8 yrs | C | 6.1% | -0.4% | 0.28% | ₹2,519 cr |
| Axis Long Term FundAxis Mutual Fund · 3.9 yrs | C | 5.9% | -0.6% | 0.33% | ₹150 cr |
| Bandhan Long Term FundBandhan Mutual Fund · 2.6 yrs | – | – | – | 0.28% | ₹41 cr |
| Franklin India Long Term FundFranklin Templeton Mutual Fund · 1.9 yrs | – | – | – | 0.36% | ₹38 cr |
| Kotak Long Term FundKotak Mahindra Mutual Fund · 2.7 yrs | – | – | – | 0.32% | ₹46 cr |
| Mirae Asset Long Term FundMirae Asset Mutual Fund · 1.9 yrs | – | – | – | 0.20% | ₹23 cr |
Common questions
What does a long term fund invest in?
SEBI requires long term funds to keep the portfolio's duration above about seven years.
How many long term funds beat their index over 3 years?
2 of 7 long term funds (Regular plans with 3 years of history) beat the median fund in their category over the 3 years to 8 Nov 2026.
How are these funds rated?
Each fund is compared only with funds in its category and plan type, on its long-run return over the index, risk-adjusted return, consistency, cost and portfolio. The ratings describe the track record so far; our own backtest found they do not predict future returns.
Ratings describe past track records and are not a recommendation to buy or sell. Read the scheme documents before investing.