Kotak Banking and Financial Services Fund (Regular)
Kotak Mahindra Mutual Fund · benchmark Nifty Financial Services TRI · 3.7 years old · AMFI code 151381
B (middle of the peer group), score 55.5 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 3.6% | 4.3% | -0.7% | 7 / 28 |
| 1 year | 1.6% | -1.3% | +2.9% | 8 / 23 |
| 3 years (a year) | 12.5% | 12.2% | +0.2% | 8 / 17 |
| 5 years (a year) | – | – | – | – |
Growth option, point to point to 5 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Top 10 holdings, September 2026 portfolio.
Common questions
What is the NAV of Kotak Banking and Financial Services Fund (Regular plan)?
₹16.17 on 5 Nov 2026 (Growth option).
What is the expense ratio of Kotak Banking and Financial Services Fund (Regular)?
2.25% a year; the Direct plan's is 0.81%.
What return has Kotak Banking and Financial Services Fund given over 3 years?
12.5% a year (Regular plan) over the 3 years to 5 Nov 2026, against 12.2% for the Nifty Financial Services total-return index.
What does Kotak Banking and Financial Services Fund invest in?
Its largest holdings are ICICI Bank Limited, HDFC Bank Limited, State Bank of India, with 35 stocks in all (September 2026 portfolio).
How is Kotak Banking and Financial Services Fund rated?
B: 9 of 17 Regular plans in Thematic: Banking & Financials, on its track record. This describes the past and is not a recommendation.
Data as of 5 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from Kotak Mahindra Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.