UTI - Banking and Financial Services Fund (Direct)
UTI Mutual Fund · benchmark Nifty Financial Services TRI · 13.8 years old · AMFI code 120733
B (middle of the peer group), score 54.3 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 5.8% | 4.3% | +1.5% | 2 / 28 |
| 1 year | 2.1% | -1.3% | +3.4% | 8 / 23 |
| 3 years (a year) | 14.4% | 12.2% | +2.1% | 7 / 17 |
| 5 years (a year) | 11.0% | 8.0% | +3.0% | 9 / 13 |
Growth option, point to point to 5 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Top 10 holdings, September 2026 portfolio.
Common questions
What is the NAV of UTI - Banking and Financial Services Fund (Direct plan)?
₹228.49 on 5 Nov 2026 (Growth option).
What is the expense ratio of UTI - Banking and Financial Services Fund (Direct)?
1.44% a year; the Regular plan's is 2.37%.
What return has UTI - Banking and Financial Services Fund given over 3 years?
14.4% a year (Direct plan) over the 3 years to 5 Nov 2026, against 12.2% for the Nifty Financial Services total-return index.
What does UTI - Banking and Financial Services Fund invest in?
Its largest holdings are EQ - HDFC BANK LIMITED, EQ - ICICI BANK LTD, EQ - STATE BANK OF INDIA, with 37 stocks in all (September 2026 portfolio).
How is UTI - Banking and Financial Services Fund rated?
B: 9 of 17 Direct plans in Thematic: Banking & Financials, on its track record. This describes the past and is not a recommendation.
Data as of 5 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.