UTI - India Consumer Fund (Direct)
UTI Mutual Fund · benchmark Nifty India Consumption TRI · 13.8 years old · AMFI code 120780
C (bottom 30%), score 23.6 out of 100. Describes the past, not a forecast.
Capped at C: persistently behind its index and most peers over rolling 3-year periods.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 4.3% | 3.7% | +0.6% | 19 / 25 |
| 1 year | -3.3% | -3.9% | +0.6% | 14 / 22 |
| 3 years (a year) | 10.8% | 12.8% | -2.0% | 9 / 14 |
| 5 years (a year) | 8.3% | 11.6% | -3.2% | 11 / 11 |
Growth option, point to point to 5 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Top 10 holdings, September 2026 portfolio.
Common questions
What is the NAV of UTI - India Consumer Fund (Direct plan)?
₹62.71 on 5 Nov 2026 (Growth option).
What is the expense ratio of UTI - India Consumer Fund (Direct)?
1.71% a year; the Regular plan's is 2.43%.
What return has UTI - India Consumer Fund given over 3 years?
10.8% a year (Direct plan) over the 3 years to 5 Nov 2026, against 12.8% for the Nifty India Consumption total-return index.
What does UTI - India Consumer Fund invest in?
Its largest holdings are EQ - ETERNAL LIMITED, EQ - MAHINDRA & MAHINDRA LTD., EQ - TITAN COMPANY LTD., with 43 stocks in all (September 2026 portfolio).
How is UTI - India Consumer Fund rated?
C: 13 of 14 Direct plans in Thematic: Consumption, on its track record. This describes the past and is not a recommendation.
Data as of 5 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.