HDFC Value Fund vs UTI Value Fund
Over the last 3 years, HDFC Value Fund returned 17.2% a year against 13.6% for UTI Value Fund (Direct plans). HDFC Value Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 90%. They hold 21 stocks in common; the portfolio overlap is 39%. Data as of 12 Nov 2026.
| HDFC Value Fund | UTI Value Fund | |
|---|---|---|
| Category | Value / Contra | Value / Contra |
| Fund house | HDFC Mutual Fund | UTI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹8,033 cr | ₹8,982 cr |
| Direct plan | ||
| Rating | A | B |
| Expense ratio | 1.09% | 1.35% |
| 1Y return | 7.1% | -1.4% |
| 3Y return (a year) | 17.2% | 13.6% |
| 5Y return (a year) | 13.5% | 10.9% |
| 3Y vs index | +4.9% | +1.4% |
| Rating score, rank | 69 · #5 of 23 | 47 · #12 of 23 |
| Regular plan | ||
| Rating | A | B |
| Expense ratio | 1.87% | 1.87% |
| 1Y return | 6.2% | -2.0% |
| 3Y return (a year) | 16.2% | 12.8% |
| 5Y return (a year) | 12.5% | 10.2% |
| 3Y vs index | +4.0% | +0.6% |
| Rating score, rank | 68 · #5 of 24 | 48 · #13 of 24 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | 90% |
| Deepest fall, 3Y | -18.2% | -17.2% |
| Volatility, 3Y | 14.2% | 13.8% |
| Max fall, 5Y | -18.4% | -17.3% |
| Down capture, 3Y | 92 | 92 |
| Stocks held | 81 | 63 |
| Top 10 holdings | 31% | 41% |
| Large / mid / small caps | 57 / 23 / 18% | 66 / 18 / 15% |
| Largest sector | Banks | Banks |
Common questions
HDFC Value Fund or UTI Value Fund: which is better?
On our track-record ratings (Direct plans), HDFC Value Fund is rated A and UTI Value Fund is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
HDFC Value Fund or UTI Value Fund: which has done better?
Over the last 3 years, HDFC Value Fund returned 17.2% a year against 13.6% for UTI Value Fund (Direct plans).
How much do HDFC Value Fund and UTI Value Fund overlap?
They hold 21 stocks in common; the portfolio overlap is 39%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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