HSBC Value Fund vs UTI Value Fund
Over the last 3 years, HSBC Value Fund returned 16.1% a year against 13.6% for UTI Value Fund (Direct plans). In falling months, UTI Value Fund fell less: 92% of the index's fall, against 100%. Data as of 12 Nov 2026.
| HSBC Value Fund | UTI Value Fund | |
|---|---|---|
| Category | Value / Contra | Value / Contra |
| Fund house | HSBC Mutual Fund | UTI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 4.0 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹14,300 cr | ₹8,982 cr |
| Direct plan | ||
| Rating | B | B |
| Expense ratio | 0.88% | 1.35% |
| 1Y return | 2.9% | -1.4% |
| 3Y return (a year) | 16.1% | 13.6% |
| 5Y return (a year) | – | 10.9% |
| 3Y vs index | +3.8% | +1.4% |
| Rating score, rank | 60 · #6 of 23 | 47 · #12 of 23 |
| Regular plan | ||
| Rating | B | B |
| Expense ratio | 1.84% | 1.87% |
| 1Y return | 2.0% | -2.0% |
| 3Y return (a year) | 14.9% | 12.8% |
| 5Y return (a year) | – | 10.2% |
| 3Y vs index | +2.7% | +0.6% |
| Rating score, rank | 59 · #8 of 24 | 48 · #13 of 24 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | – | 90% |
| Deepest fall, 3Y | -19.6% | -17.2% |
| Volatility, 3Y | 16.4% | 13.8% |
| Max fall, 5Y | – | -17.3% |
| Down capture, 3Y | 100 | 92 |
| Stocks held | – | 63 |
| Top 10 holdings | – | 41% |
| Large / mid / small caps | – | 66 / 18 / 15% |
| Largest sector | – | Banks |
Common questions
HSBC Value Fund or UTI Value Fund: which is better?
On our track-record ratings (Direct plans), HSBC Value Fund is rated B and UTI Value Fund is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
HSBC Value Fund or UTI Value Fund: which has done better?
Over the last 3 years, HSBC Value Fund returned 16.1% a year against 13.6% for UTI Value Fund (Direct plans).
How much do HSBC Value Fund and UTI Value Fund overlap?
Holdings for one of these schemes are not available yet.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
Top-rated value / contra funds this month · All value / contra funds
Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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