Kotak Balanced Advantage Fund vs SBI Balanced Advantage Fund
Over the last 3 years, Kotak Balanced Advantage Fund returned 10.9% a year against 10.7% for SBI Balanced Advantage Fund (Direct plans). In falling months, SBI Balanced Advantage Fund fell less: 92% of the index's fall, against 123%. Data as of 12 Nov 2026.
| Kotak Balanced Advantage Fund | SBI Balanced Advantage Fund | |
|---|---|---|
| Category | Balanced Advantage | Balanced Advantage |
| Fund house | Kotak Mahindra Mutual Fund | SBI Mutual Fund |
| Benchmark | 50% Nifty 50 TRI + 50% bond funds | 50% Nifty 50 TRI + 50% bond funds |
| Age | 8.3 years | 5.2 years |
| AUM on 30 Oct 2026 | ₹16,445 cr | ₹39,953 cr |
| Direct plan | ||
| Rating | B | A |
| Expense ratio | 0.80% | 0.88% |
| 1Y return | 4.3% | 1.6% |
| 3Y return (a year) | 10.9% | 10.7% |
| 5Y return (a year) | 9.5% | 10.3% |
| 3Y vs index | +2.0% | +1.7% |
| Rating score, rank | 59 · #11 of 30 | 77 · #5 of 30 |
| Regular plan | ||
| Rating | B | A+ |
| Expense ratio | 1.88% | 1.66% |
| 1Y return | 3.2% | 0.8% |
| 3Y return (a year) | 9.7% | 9.8% |
| 5Y return (a year) | 8.2% | 9.3% |
| 3Y vs index | +0.9% | +1.0% |
| Rating score, rank | 57 · #13 of 30 | 84 · #2 of 30 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | – |
| Deepest fall, 3Y | -9.1% | -7.4% |
| Volatility, 3Y | 8.5% | 7.1% |
| Max fall, 5Y | -9.1% | -7.4% |
| Down capture, 3Y | 123 | 92 |
| Stocks held | – | – |
| Top 10 holdings | – | – |
| Large / mid / small caps | – | – |
| Largest sector | – | – |
Common questions
Kotak Balanced Advantage Fund or SBI Balanced Advantage Fund: which is better?
On our track-record ratings (Direct plans), Kotak Balanced Advantage Fund is rated B and SBI Balanced Advantage Fund is rated A, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Kotak Balanced Advantage Fund or SBI Balanced Advantage Fund: which has done better?
Over the last 3 years, Kotak Balanced Advantage Fund returned 10.9% a year against 10.7% for SBI Balanced Advantage Fund (Direct plans).
How much do Kotak Balanced Advantage Fund and SBI Balanced Advantage Fund overlap?
Holdings for one of these schemes are not available yet.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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