Nippon India Balanced Advantage Fund vs SBI Balanced Advantage Fund
Over the last 3 years, Nippon India Balanced Advantage Fund returned 11.8% a year against 10.7% for SBI Balanced Advantage Fund (Direct plans). In falling months, SBI Balanced Advantage Fund fell less: 92% of the index's fall, against 111%. They hold 23 stocks in common; the portfolio overlap is 26%. Data as of 12 Nov 2026.
| Nippon India Balanced Advantage Fund | SBI Balanced Advantage Fund | |
|---|---|---|
| Category | Balanced Advantage | Balanced Advantage |
| Fund house | Nippon India Mutual Fund | SBI Mutual Fund |
| Benchmark | 50% Nifty 50 TRI + 50% bond funds | 50% Nifty 50 TRI + 50% bond funds |
| Age | 13.9 years | 5.2 years |
| AUM on 30 Oct 2026 | ₹9,448 cr | ₹39,953 cr |
| Direct plan | ||
| Rating | A | A |
| Expense ratio | 0.89% | 0.88% |
| 1Y return | 4.6% | 1.6% |
| 3Y return (a year) | 11.8% | 10.7% |
| 5Y return (a year) | 10.0% | 10.3% |
| 3Y vs index | +2.8% | +1.7% |
| Rating score, rank | 72 · #8 of 30 | 77 · #5 of 30 |
| Regular plan | ||
| Rating | A | A+ |
| Expense ratio | 1.99% | 1.66% |
| 1Y return | 3.4% | 0.8% |
| 3Y return (a year) | 10.5% | 9.8% |
| 5Y return (a year) | 8.7% | 9.3% |
| 3Y vs index | +1.7% | +1.0% |
| Rating score, rank | 70 · #7 of 30 | 84 · #2 of 30 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | – |
| Deepest fall, 3Y | -8.6% | -7.4% |
| Volatility, 3Y | 8.5% | 7.1% |
| Max fall, 5Y | -8.6% | -7.4% |
| Down capture, 3Y | 111 | 92 |
| Stocks held | – | – |
| Top 10 holdings | – | – |
| Large / mid / small caps | – | – |
| Largest sector | – | – |
Common questions
Nippon India Balanced Advantage Fund or SBI Balanced Advantage Fund: which is better?
On our track-record ratings (Direct plans), Nippon India Balanced Advantage Fund is rated A and SBI Balanced Advantage Fund is rated A, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Nippon India Balanced Advantage Fund or SBI Balanced Advantage Fund: which has done better?
Over the last 3 years, Nippon India Balanced Advantage Fund returned 11.8% a year against 10.7% for SBI Balanced Advantage Fund (Direct plans).
How much do Nippon India Balanced Advantage Fund and SBI Balanced Advantage Fund overlap?
They hold 23 stocks in common; the portfolio overlap is 26%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
More comparisons
Top-rated balanced advantage funds this month · All balanced advantage funds
Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
Send us your CAS and get a written report: which of your funds to keep, which to exit and when, where new SIPs should go, and what each change costs in tax.