Nippon India ELSS Tax Saver Fund vs SBI ELSS Tax Saver Fund
Over the last 3 years, SBI ELSS Tax Saver Fund returned 15.1% a year against 14.1% for Nippon India ELSS Tax Saver Fund (Direct plans). In falling months, SBI ELSS Tax Saver Fund fell less: 81% of the index's fall, against 89%. They hold 16 stocks in common; the portfolio overlap is 29%. Data as of 12 Nov 2026.
| Nippon India ELSS Tax Saver Fund | SBI ELSS Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | Nippon India Mutual Fund | SBI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹13,931 cr | ₹29,869 cr |
| Direct plan | ||
| Rating | B | C |
| Expense ratio | 1.13% | 1.25% |
| 1Y return | 3.3% | -1.0% |
| 3Y return (a year) | 14.1% | 15.1% |
| 5Y return (a year) | 11.7% | 14.1% |
| 3Y vs index | +1.9% | +2.9% |
| Rating score, rank | 60 · #12 of 37 | 42 · #28 of 37 |
| Regular plan | ||
| Rating | B | C |
| Expense ratio | 1.79% | 1.83% |
| 1Y return | 2.6% | -1.6% |
| 3Y return (a year) | 13.4% | 14.4% |
| 5Y return (a year) | 11.0% | 13.4% |
| 3Y vs index | +1.1% | +2.1% |
| Rating score, rank | 61 · #10 of 37 | 44 · #27 of 37 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | 100% |
| Deepest fall, 3Y | -20.1% | -15.8% |
| Volatility, 3Y | 14.5% | 14.0% |
| Max fall, 5Y | -20.1% | -16.6% |
| Down capture, 3Y | 89 | 81 |
| Stocks held | 62 | 89 |
| Top 10 holdings | 41% | 40% |
| Large / mid / small caps | 65 / 20 / 14% | 67 / 16 / 15% |
| Largest sector | Banks | Banks |
Common questions
Nippon India ELSS Tax Saver Fund or SBI ELSS Tax Saver Fund: which is better?
On our track-record ratings (Direct plans), Nippon India ELSS Tax Saver Fund is rated B and SBI ELSS Tax Saver Fund is rated C, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Nippon India ELSS Tax Saver Fund or SBI ELSS Tax Saver Fund: which has done better?
Over the last 3 years, SBI ELSS Tax Saver Fund returned 15.1% a year against 14.1% for Nippon India ELSS Tax Saver Fund (Direct plans).
How much do Nippon India ELSS Tax Saver Fund and SBI ELSS Tax Saver Fund overlap?
They hold 16 stocks in common; the portfolio overlap is 29%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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