Aditya Birla Sun Life ELSS Tax Saver Fund vs SBI ELSS Tax Saver Fund
Over the last 3 years, SBI ELSS Tax Saver Fund returned 15.1% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans). SBI ELSS Tax Saver Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 20%. In falling months, SBI ELSS Tax Saver Fund fell less: 81% of the index's fall, against 90%. They hold 17 stocks in common; the portfolio overlap is 34%. Data as of 12 Nov 2026.
| Aditya Birla Sun Life ELSS Tax Saver Fund | SBI ELSS Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | Aditya Birla Sun Life Mutual Fund | SBI Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹13,372 cr | ₹29,869 cr |
| Direct plan | ||
| Rating | B | C |
| Expense ratio | 1.09% | 1.25% |
| 1Y return | 2.2% | -1.0% |
| 3Y return (a year) | 13.1% | 15.1% |
| 5Y return (a year) | 8.4% | 14.1% |
| 3Y vs index | +0.9% | +2.9% |
| Rating score, rank | 48 · #21 of 37 | 42 · #28 of 37 |
| Regular plan | ||
| Rating | B | C |
| Expense ratio | 1.79% | 1.83% |
| 1Y return | 1.4% | -1.6% |
| 3Y return (a year) | 12.3% | 14.4% |
| 5Y return (a year) | 7.5% | 13.4% |
| 3Y vs index | 0.0% | +2.1% |
| Rating score, rank | 49 · #22 of 37 | 44 · #27 of 37 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 20% | 100% |
| Deepest fall, 3Y | -18.3% | -15.8% |
| Volatility, 3Y | 14.2% | 14.0% |
| Max fall, 5Y | -18.3% | -16.6% |
| Down capture, 3Y | 90 | 81 |
| Stocks held | 62 | 89 |
| Top 10 holdings | 39% | 40% |
| Large / mid / small caps | 61 / 16 / 22% | 67 / 16 / 15% |
| Largest sector | Banks | Banks |
Common questions
Aditya Birla Sun Life ELSS Tax Saver Fund or SBI ELSS Tax Saver Fund: which is better?
On our track-record ratings (Direct plans), Aditya Birla Sun Life ELSS Tax Saver Fund is rated B and SBI ELSS Tax Saver Fund is rated C, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Aditya Birla Sun Life ELSS Tax Saver Fund or SBI ELSS Tax Saver Fund: which has done better?
Over the last 3 years, SBI ELSS Tax Saver Fund returned 15.1% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans).
How much do Aditya Birla Sun Life ELSS Tax Saver Fund and SBI ELSS Tax Saver Fund overlap?
They hold 17 stocks in common; the portfolio overlap is 34%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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