Aditya Birla Sun Life ELSS Tax Saver Fund vs DSP ELSS Tax Saver Fund
Over the last 3 years, DSP ELSS Tax Saver Fund returned 15.6% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans). DSP ELSS Tax Saver Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 20%. Aditya Birla Sun Life ELSS Tax Saver Fund leans more to smaller companies (22% in small caps against 7%), so expect bigger swings both ways. They hold 15 stocks in common; the portfolio overlap is 40%. Data as of 12 Nov 2026.
| Aditya Birla Sun Life ELSS Tax Saver Fund | DSP ELSS Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | Aditya Birla Sun Life Mutual Fund | DSP Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹13,372 cr | ₹15,590 cr |
| Direct plan | ||
| Rating | B | B |
| Expense ratio | 1.09% | 0.88% |
| 1Y return | 2.2% | 1.6% |
| 3Y return (a year) | 13.1% | 15.6% |
| 5Y return (a year) | 8.4% | 12.4% |
| 3Y vs index | +0.9% | +3.3% |
| Rating score, rank | 48 · #21 of 37 | 65 · #6 of 37 |
| Regular plan | ||
| Rating | B | B |
| Expense ratio | 1.79% | 1.77% |
| 1Y return | 1.4% | 0.6% |
| 3Y return (a year) | 12.3% | 14.5% |
| 5Y return (a year) | 7.5% | 11.3% |
| 3Y vs index | 0.0% | +2.2% |
| Rating score, rank | 49 · #22 of 37 | 65 · #6 of 37 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 20% | 100% |
| Deepest fall, 3Y | -18.3% | -16.2% |
| Volatility, 3Y | 14.2% | 14.4% |
| Max fall, 5Y | -18.3% | -16.9% |
| Down capture, 3Y | 90 | 94 |
| Stocks held | 62 | 58 |
| Top 10 holdings | 39% | 50% |
| Large / mid / small caps | 61 / 16 / 22% | 77 / 14 / 7% |
| Largest sector | Banks | Banks |
Common questions
Aditya Birla Sun Life ELSS Tax Saver Fund or DSP ELSS Tax Saver Fund: which is better?
On our track-record ratings (Direct plans), Aditya Birla Sun Life ELSS Tax Saver Fund is rated B and DSP ELSS Tax Saver Fund is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Aditya Birla Sun Life ELSS Tax Saver Fund or DSP ELSS Tax Saver Fund: which has done better?
Over the last 3 years, DSP ELSS Tax Saver Fund returned 15.6% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans).
How much do Aditya Birla Sun Life ELSS Tax Saver Fund and DSP ELSS Tax Saver Fund overlap?
They hold 15 stocks in common; the portfolio overlap is 40%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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