DSP ELSS Tax Saver Fund vs ICICI Prudential ELSS - Tax Saver Fund
Over the last 3 years, DSP ELSS Tax Saver Fund returned 15.6% a year against 12.8% for ICICI Prudential ELSS - Tax Saver Fund (Direct plans). DSP ELSS Tax Saver Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 52%. In falling months, ICICI Prudential ELSS - Tax Saver Fund fell less: 84% of the index's fall, against 94%. ICICI Prudential ELSS - Tax Saver Fund leans more to smaller companies (17% in small caps against 7%), so expect bigger swings both ways. They hold 23 stocks in common; the portfolio overlap is 45%. Data as of 12 Nov 2026.
| DSP ELSS Tax Saver Fund | ICICI Prudential ELSS - Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | DSP Mutual Fund | ICICI Prudential Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹15,590 cr | ₹13,244 cr |
| Direct plan | ||
| Rating | B | B |
| Expense ratio | 0.88% | 1.21% |
| 1Y return | 1.6% | 0.7% |
| 3Y return (a year) | 15.6% | 12.8% |
| 5Y return (a year) | 12.4% | 9.8% |
| 3Y vs index | +3.3% | +0.6% |
| Rating score, rank | 65 · #6 of 37 | 43 · #26 of 37 |
| Regular plan | ||
| Rating | B | B |
| Expense ratio | 1.77% | 1.78% |
| 1Y return | 0.6% | 0.1% |
| 3Y return (a year) | 14.5% | 12.2% |
| 5Y return (a year) | 11.3% | 9.1% |
| 3Y vs index | +2.2% | -0.1% |
| Rating score, rank | 65 · #6 of 37 | 45 · #26 of 37 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 100% | 52% |
| Deepest fall, 3Y | -16.2% | -17.6% |
| Volatility, 3Y | 14.4% | 13.5% |
| Max fall, 5Y | -16.9% | -17.6% |
| Down capture, 3Y | 94 | 84 |
| Stocks held | 58 | 85 |
| Top 10 holdings | 50% | 52% |
| Large / mid / small caps | 77 / 14 / 7% | 72 / 6 / 17% |
| Largest sector | Banks | Banks |
Common questions
DSP ELSS Tax Saver Fund or ICICI Prudential ELSS - Tax Saver Fund: which is better?
On our track-record ratings (Direct plans), DSP ELSS Tax Saver Fund is rated B and ICICI Prudential ELSS - Tax Saver Fund is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
DSP ELSS Tax Saver Fund or ICICI Prudential ELSS - Tax Saver Fund: which has done better?
Over the last 3 years, DSP ELSS Tax Saver Fund returned 15.6% a year against 12.8% for ICICI Prudential ELSS - Tax Saver Fund (Direct plans).
How much do DSP ELSS Tax Saver Fund and ICICI Prudential ELSS - Tax Saver Fund overlap?
They hold 23 stocks in common; the portfolio overlap is 45%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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