Aditya Birla Sun Life ELSS Tax Saver Fund vs HDFC ELSS - Tax Saver Fund
Over the last 3 years, HDFC ELSS - Tax Saver Fund returned 14.6% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans). HDFC ELSS - Tax Saver Fund was the more consistent: ahead of its index in 100% of rolling 3-year periods, against 20%. In falling months, HDFC ELSS - Tax Saver Fund fell less: 75% of the index's fall, against 90%. Aditya Birla Sun Life ELSS Tax Saver Fund leans more to smaller companies (22% in small caps against 11%), so expect bigger swings both ways. They hold 16 stocks in common; the portfolio overlap is 38%. Data as of 12 Nov 2026.
| Aditya Birla Sun Life ELSS Tax Saver Fund | HDFC ELSS - Tax Saver Fund | |
|---|---|---|
| Category | ELSS | ELSS |
| Fund house | Aditya Birla Sun Life Mutual Fund | HDFC Mutual Fund |
| Benchmark | Nifty 500 TRI | Nifty 500 TRI |
| Age | 13.9 years | 13.9 years |
| AUM on 30 Oct 2026 | ₹13,372 cr | ₹15,111 cr |
| Direct plan | ||
| Rating | B | B |
| Expense ratio | 1.09% | 1.19% |
| 1Y return | 2.2% | -1.1% |
| 3Y return (a year) | 13.1% | 14.6% |
| 5Y return (a year) | 8.4% | 14.1% |
| 3Y vs index | +0.9% | +2.4% |
| Rating score, rank | 48 · #21 of 37 | 46 · #24 of 37 |
| Regular plan | ||
| Rating | B | B |
| Expense ratio | 1.79% | 1.75% |
| 1Y return | 1.4% | -1.6% |
| 3Y return (a year) | 12.3% | 14.0% |
| 5Y return (a year) | 7.5% | 13.4% |
| 3Y vs index | 0.0% | +1.7% |
| Rating score, rank | 49 · #22 of 37 | 49 · #24 of 37 |
| Consistency, risk and portfolio | ||
| Ahead of index, rolling 3Y periods | 20% | 100% |
| Deepest fall, 3Y | -18.3% | -14.8% |
| Volatility, 3Y | 14.2% | 13.2% |
| Max fall, 5Y | -18.3% | -14.8% |
| Down capture, 3Y | 90 | 75 |
| Stocks held | 62 | 61 |
| Top 10 holdings | 39% | 51% |
| Large / mid / small caps | 61 / 16 / 22% | 78 / 10 / 11% |
| Largest sector | Banks | Banks |
Common questions
Aditya Birla Sun Life ELSS Tax Saver Fund or HDFC ELSS - Tax Saver Fund: which is better?
On our track-record ratings (Direct plans), Aditya Birla Sun Life ELSS Tax Saver Fund is rated B and HDFC ELSS - Tax Saver Fund is rated B, each against its own category. Ratings describe the record so far and are not a forecast; which suits you depends on your goal and the funds you already hold.
Aditya Birla Sun Life ELSS Tax Saver Fund or HDFC ELSS - Tax Saver Fund: which has done better?
Over the last 3 years, HDFC ELSS - Tax Saver Fund returned 14.6% a year against 13.1% for Aditya Birla Sun Life ELSS Tax Saver Fund (Direct plans).
How much do Aditya Birla Sun Life ELSS Tax Saver Fund and HDFC ELSS - Tax Saver Fund overlap?
They hold 16 stocks in common; the portfolio overlap is 38%.
Should I hold both?
Two funds with a high overlap add little diversification. Check how they fit your goal and the rest of your portfolio; we can help.
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Past performance does not guarantee future returns. This comparison is not a recommendation to buy or sell either fund.
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