ICICI Prudential Banking and PSU Debt Fund (Direct)
ICICI Prudential Mutual Fund · benchmark: the median Banking & PSU fund · 13.6 years old · AMFI code 120256
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
A (top 30%), score 57.6 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.7% | 2.6% | +0.1% | 11 / 20 |
| 1 year | 4.9% | 4.3% | +0.6% | 6 / 20 |
| 3 years (a year) | 7.1% | 6.9% | +0.2% | 6 / 19 |
| 5 years (a year) | 6.6% | 6.2% | +0.4% | 3 / 17 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of ICICI Prudential Banking and PSU Debt Fund (Direct plan)?
₹36.65 on 6 Nov 2026 (Growth option).
What is the expense ratio of ICICI Prudential Banking and PSU Debt Fund (Direct)?
0.40% a year; the Regular plan's is 0.72%.
What return has ICICI Prudential Banking and PSU Debt Fund given over 3 years?
7.1% a year (Direct plan) over the 3 years to 6 Nov 2026, against 6.9% for the median Banking & PSU fund.
How is ICICI Prudential Banking and PSU Debt Fund rated?
A: 6 of 19 Direct plans in Banking & PSU, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from ICICI Prudential Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.