ITI Banking & PSU Debt Fund (Direct)
ITI Mutual Fund · benchmark: the median Banking & PSU fund · 6.0 years old · AMFI code 148534
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
B (middle of the peer group), score 64.5 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.3% | 2.6% | -0.3% | 14 / 20 |
| 1 year | 4.4% | 4.3% | +0.1% | 5 / 20 |
| 3 years (a year) | 6.9% | 6.9% | -0.1% | 12 / 19 |
| 5 years (a year) | 6.3% | 6.2% | +0.2% | 5 / 17 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of ITI Banking & PSU Debt Fund (Direct plan)?
₹14.28 on 6 Nov 2026 (Growth option).
What is the expense ratio of ITI Banking & PSU Debt Fund (Direct)?
0.23% a year; the Regular plan's is 0.75%.
What return has ITI Banking & PSU Debt Fund given over 3 years?
6.9% a year (Direct plan) over the 3 years to 6 Nov 2026, against 6.9% for the median Banking & PSU fund.
How is ITI Banking & PSU Debt Fund rated?
B: 5 of 19 Direct plans in Banking & PSU, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from ITI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.