UTI Banking & PSU Debt Fund (Regular)
UTI Mutual Fund · benchmark: the median Banking & PSU fund · 12.7 years old · AMFI code 126939
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
A+ (top 10% of its peer group), score 81.7 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 3.1% | 2.4% | +0.7% | 1 / 19 |
| 1 year | 5.5% | 4.0% | +1.6% | 1 / 19 |
| 3 years (a year) | 7.1% | 6.5% | +0.6% | 1 / 18 |
| 5 years (a year) | 7.5% | 5.8% | +1.7% | 1 / 16 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of UTI Banking & PSU Debt Fund (Regular plan)?
₹23.71 on 6 Nov 2026 (Growth option).
What is the expense ratio of UTI Banking & PSU Debt Fund (Regular)?
0.46% a year; the Direct plan's is 0.23%.
What return has UTI Banking & PSU Debt Fund given over 3 years?
7.1% a year (Regular plan) over the 3 years to 6 Nov 2026, against 6.5% for the median Banking & PSU fund.
How is UTI Banking & PSU Debt Fund rated?
A+: 1 of 18 Regular plans in Banking & PSU, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.