UTI Banking & PSU Debt Fund (Direct)
UTI Mutual Fund · benchmark: the median Banking & PSU fund · 12.7 years old · AMFI code 126940
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
A+ (top 10% of its peer group), score 76.8 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 3.2% | 2.6% | +0.6% | 1 / 20 |
| 1 year | 5.8% | 4.3% | +1.5% | 1 / 20 |
| 3 years (a year) | 7.4% | 6.9% | +0.5% | 1 / 19 |
| 5 years (a year) | 7.8% | 6.2% | +1.6% | 1 / 17 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of UTI Banking & PSU Debt Fund (Direct plan)?
₹24.19 on 6 Nov 2026 (Growth option).
What is the expense ratio of UTI Banking & PSU Debt Fund (Direct)?
0.23% a year; the Regular plan's is 0.46%.
What return has UTI Banking & PSU Debt Fund given over 3 years?
7.4% a year (Direct plan) over the 3 years to 6 Nov 2026, against 6.9% for the median Banking & PSU fund.
How is UTI Banking & PSU Debt Fund rated?
A+: 1 of 19 Direct plans in Banking & PSU, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.