UTI ELSS Tax Saver Fund (Direct)
UTI Mutual Fund · benchmark Nifty 500 TRI · 13.8 years old · AMFI code 120715
C (bottom 30%), score 14.7 out of 100. Describes the past, not a forecast.
Capped at C: persistently behind its index and most peers over rolling 3-year periods.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.4% | 2.5% | -0.1% | 29 / 38 |
| 1 year | -3.6% | -1.0% | -2.6% | 37 / 38 |
| 3 years (a year) | 9.3% | 12.0% | -2.7% | 34 / 37 |
| 5 years (a year) | 7.0% | 9.7% | -2.6% | 29 / 30 |
Growth option, point to point to 5 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Top 10 holdings, September 2026 portfolio.
Common questions
What is the NAV of UTI ELSS Tax Saver Fund (Direct plan)?
₹226.23 on 5 Nov 2026 (Growth option).
What is the expense ratio of UTI ELSS Tax Saver Fund (Direct)?
1.16% a year; the Regular plan's is 1.94%.
What return has UTI ELSS Tax Saver Fund given over 3 years?
9.3% a year (Direct plan) over the 3 years to 5 Nov 2026, against 12.0% for the Nifty 500 total-return index.
What does UTI ELSS Tax Saver Fund invest in?
Its largest holdings are EQ - HDFC BANK LIMITED, EQ - ICICI BANK LTD, EQ - KOTAK MAHINDRA BANK LTD., with 60 stocks in all (September 2026 portfolio).
How is UTI ELSS Tax Saver Fund rated?
C: 34 of 37 Direct plans in ELSS, on its track record. This describes the past and is not a recommendation.
Data as of 5 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.