UTI ELSS Tax Saver Fund (Regular)
UTI Mutual Fund · benchmark Nifty 500 TRI · 20.6 years old · AMFI code 100821
C (bottom 30%), score 17.8 out of 100. Describes the past, not a forecast.
Capped at C: persistently behind its index and most peers over rolling 3-year periods.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.0% | 2.5% | -0.5% | 25 / 38 |
| 1 year | -4.5% | -1.0% | -3.5% | 33 / 38 |
| 3 years (a year) | 8.2% | 12.0% | -3.8% | 33 / 37 |
| 5 years (a year) | 6.0% | 9.7% | -3.7% | 28 / 30 |
Growth option, point to point to 5 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Top 10 holdings, September 2026 portfolio.
Common questions
What is the NAV of UTI ELSS Tax Saver Fund (Regular plan)?
₹199.72 on 5 Nov 2026 (Growth option).
What is the expense ratio of UTI ELSS Tax Saver Fund (Regular)?
1.94% a year; the Direct plan's is 1.16%.
What return has UTI ELSS Tax Saver Fund given over 3 years?
8.2% a year (Regular plan) over the 3 years to 5 Nov 2026, against 12.0% for the Nifty 500 total-return index.
What does UTI ELSS Tax Saver Fund invest in?
Its largest holdings are EQ - HDFC BANK LIMITED, EQ - ICICI BANK LTD, EQ - KOTAK MAHINDRA BANK LTD., with 60 stocks in all (September 2026 portfolio).
How is UTI ELSS Tax Saver Fund rated?
C: 33 of 37 Regular plans in ELSS, on its track record. This describes the past and is not a recommendation.
Data as of 5 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from UTI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.