DSP Equity Savings Fund (Regular)
DSP Mutual Fund · benchmark: 35% Nifty 50 TRI + 65% liquid funds · 10.6 years old · AMFI code 136563
Tax: Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
A (top 30%), score 62.5 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.1% | 3.7% | -1.5% | 15 / 22 |
| 1 year | 2.5% | 4.0% | -1.4% | 16 / 22 |
| 3 years (a year) | 8.0% | 8.1% | -0.1% | 6 / 19 |
| 5 years (a year) | 7.0% | 7.1% | -0.0% | 4 / 16 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of DSP Equity Savings Fund (Regular plan)?
₹22.62 on 6 Nov 2026 (Growth option).
What is the expense ratio of DSP Equity Savings Fund (Regular)?
1.96% a year; the Direct plan's is 1.15%.
What return has DSP Equity Savings Fund given over 3 years?
8.0% a year (Regular plan) over the 3 years to 6 Nov 2026, against 8.1% for its composite benchmark (35% Nifty 50 TRI + 65% liquid funds).
How is DSP Equity Savings Fund taxed?
Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
How is DSP Equity Savings Fund rated?
A: 4 of 19 Regular plans in Equity Savings, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from DSP Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.