SBI Equity Savings Fund (Regular)
SBI Mutual Fund · benchmark: 35% Nifty 50 TRI + 65% liquid funds · 11.4 years old · AMFI code 134644
Tax: Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
A (top 30%), score 62.4 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 1.9% | 3.7% | -1.8% | 16 / 22 |
| 1 year | 2.7% | 4.0% | -1.3% | 14 / 22 |
| 3 years (a year) | 7.6% | 8.1% | -0.5% | 11 / 19 |
| 5 years (a year) | 7.4% | 7.1% | +0.4% | 6 / 16 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of SBI Equity Savings Fund (Regular plan)?
₹24.90 on 6 Nov 2026 (Growth option).
What is the expense ratio of SBI Equity Savings Fund (Regular)?
2.00% a year; the Direct plan's is 1.43%.
What return has SBI Equity Savings Fund given over 3 years?
7.6% a year (Regular plan) over the 3 years to 6 Nov 2026, against 8.1% for its composite benchmark (35% Nifty 50 TRI + 65% liquid funds).
How is SBI Equity Savings Fund taxed?
Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
How is SBI Equity Savings Fund rated?
A: 5 of 19 Regular plans in Equity Savings, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from SBI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.