SBI Equity Savings Fund (Direct)
SBI Mutual Fund · benchmark: 35% Nifty 50 TRI + 65% liquid funds · 11.4 years old · AMFI code 134643
Tax: Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
B (middle of the peer group), score 46.2 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 2.1% | 3.7% | -1.6% | 15 / 22 |
| 1 year | 3.3% | 4.1% | -0.8% | 18 / 22 |
| 3 years (a year) | 8.2% | 8.1% | +0.0% | 15 / 19 |
| 5 years (a year) | 8.0% | 7.1% | +0.9% | 10 / 16 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of SBI Equity Savings Fund (Direct plan)?
₹27.65 on 6 Nov 2026 (Growth option).
What is the expense ratio of SBI Equity Savings Fund (Direct)?
1.43% a year; the Regular plan's is 2.00%.
What return has SBI Equity Savings Fund given over 3 years?
8.2% a year (Direct plan) over the 3 years to 6 Nov 2026, against 8.1% for its composite benchmark (35% Nifty 50 TRI + 65% liquid funds).
How is SBI Equity Savings Fund taxed?
Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
How is SBI Equity Savings Fund rated?
B: 13 of 19 Direct plans in Equity Savings, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from SBI Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.