Bank Of India Short Term Fund (Direct)
Bank of India Mutual Fund · benchmark: the median Short Term fund · 13.8 years old · AMFI code 119382
Tax: Taxed at your income-tax slab rate on all gains, however long you hold (more than 65% of the fund is in debt).
C (bottom 30%), score 37.3 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 3.0% | 2.8% | +0.2% | 10 / 22 |
| 1 year | 4.9% | 4.8% | +0.1% | 14 / 21 |
| 3 years (a year) | 7.6% | 7.3% | +0.3% | 12 / 21 |
| 5 years (a year) | 10.9% | 6.4% | +4.4% | 4 / 19 |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of Bank Of India Short Term Fund (Direct plan)?
₹31.26 on 6 Nov 2026 (Growth option).
What is the expense ratio of Bank Of India Short Term Fund (Direct)?
0.54% a year; the Regular plan's is 1.19%.
What return has Bank Of India Short Term Fund given over 3 years?
7.6% a year (Direct plan) over the 3 years to 6 Nov 2026, against 7.3% for the median Short Term fund.
How is Bank Of India Short Term Fund rated?
C: 18 of 21 Direct plans in Short Term, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from Bank of India Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.