Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) (Direct)
Sundaram Mutual Fund · benchmark: 35% Nifty 50 TRI + 65% liquid funds · 4.8 years old · AMFI code 149679
Tax: Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
C (bottom 30%), score 28.5 out of 100. Describes the past, not a forecast.
Returns against the index
| Period | Fund | Index (TRI) | Difference | Rank in category |
|---|---|---|---|---|
| 6 months | 1.9% | 3.7% | -1.8% | 21 / 22 |
| 1 year | 1.5% | 4.1% | -2.6% | 22 / 22 |
| 3 years (a year) | 9.2% | 8.1% | +1.0% | 14 / 19 |
| 5 years (a year) | – | – | – | – |
Growth option, point to point to 6 Nov 2026; periods over a year are annualised (CAGR). Index returns use the total-return index, which includes dividends.
Risk
Portfolio
Holdings for this scheme are not available yet; its rating uses the track record only.
Common questions
What is the NAV of Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) (Direct plan)?
₹84.66 on 6 Nov 2026 (Growth option).
What is the expense ratio of Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) (Direct)?
1.34% a year; the Regular plan's is 2.82%.
What return has Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) given over 3 years?
9.2% a year (Direct plan) over the 3 years to 6 Nov 2026, against 8.1% for its composite benchmark (35% Nifty 50 TRI + 65% liquid funds).
How is Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) taxed?
Taxed as an equity fund: gains on units held over a year at 12.5% beyond ₹1.25 lakh a year; within a year, 20%.
How is Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) rated?
C: 17 of 19 Direct plans in Equity Savings, on its track record. This describes the past and is not a recommendation.
Data as of 8 Nov 2026: NAVs from AMFI, index data from NSE Indices, portfolios from Sundaram Mutual Fund's monthly disclosure. Updated every weekday. Read the scheme documents before investing.